Blog
More Bad News for Your Grocery Budget
Submitted by JMB Financial Managers on August 2nd, 2019
First it was the looming shortage in U.S. corn supplies; now we have a global pork supply problem. Pork supplies are expected to drop by the largest percentage ever. The record-breaking drop in global pork production will mean a massive shortfall of meat.
There is More to Retirement Planning Than Being Financially Prepared
Submitted by JMB Financial Managers on July 26th, 2019
Working, whether paid or unpaid, is good for our health and wellbeing. It contributes to our happiness, helps us to build confidence and self-esteem, and rewards us financially. Retirement, which is expected to be a rewarding time in a person’s life, can actually be a threat to one’s happiness rather than the opportunity it is meant to be.
Midwest Weather May Impact Your Grocery Budget
Submitted by JMB Financial Managers on June 20th, 2019The Need for Asset Protection
Submitted by JMB Financial Managers on June 19th, 2019
In our modern, litigious society, there are certain typical problems which, if not properly planned and prepared for, can cause you to lose the entirety of your savings, investments, home and/or business. The result of such a loss would create a great burden for you and those that depend on you. Asset protection is an antidote for such problems.
Business Reasons for Disability Insurance
Submitted by JMB Financial Managers on May 24th, 2019
Self-motivated people are often the driving force in the success of a business, and nowhere more than in a small business. Frequently, just one or two talented individuals that possess education, knowledge and/or skills that other employees do not have are the biggest difference makers in the success of the operation.
The Advance Healthcare Directive: An Estate Planning Tool
Submitted by JMB Financial Managers on February 20th, 2019Stock Market Volatility: Acting vs. Reacting
Submitted by JMB Financial Managers on January 25th, 2019
It’s in the news, in the headlines, and more than likely, in your portfolio. Stock market gyrations can be worrisome for any investor - but it doesn't have to be. When it comes to investing I always like to remind my clients that it is better to have a plan of action, than a knee-jerk reaction. This – a plan of action - is what I call active risk management.
The Hidden Risks of Passive Investing
Submitted by JMB Financial Managers on January 9th, 2019
It is no secret that investment dollars have been shifting from actively managed investments to passively managed investments. There’s one number that explains a good portion of this phenomena: 7.23%. The compounded annual growth rate (CAGR) of the S&P 500 has been over the last 15 years ending in 2019 has been a paltry 7.23% per year.
5 Remarkable Benefits of Financial Planning
Submitted by JMB Financial Managers on October 30th, 2018
Financial Planning is incredibly important for your future. In fact, it can be just as important as eating healthy and exercising. Unfortunately, the average American never engages in the financial planning process. People are now planning even less than they did in the past, and financial independence has decreased along with it.